Our services are targeted to deleting and updating those items on your credit report that are lowering your valuable credit score. Even clients who have reasonably good credit will profit from a higher FICO score. The three major credit bureaus, Equifax, Experian and TransUnion are required to follow accurate, timely and verifiable procedures before they can legally place information on your credit report. Our staff of experts through the established, successful process of formally challenging these reports with legal disputation filings will give the bureaus no choice but to remove the inaccurate, obsolete and unverifiable information on your report. Studies show that 79% of all credit reports contain at least one error. Our dispute letters are designed to communicate your disputes to your creditors in such a way that they will be accepted and investigated; expanded services are available such as goodwill intervention, escalated investigations and formal arbitration on a personal need basis. We maintain an 88% success rate in removing common concerns such as late payments, collections, and judgments. Typically, our clients see an increase of up to 150 FICO points in 90 days or less