EMPLOYEE BENEFIT PLANS - As your life, health and disability agent, Stricker & Associates specializes in helping the employer review their current benefit designs to ensure you are getting the best plan to fit your company and your employees' needs. By establishing an IRS Section 125 Flexible Benefit Plan: * employees can select their own benefit plan to fit their family and personal needs, * employees benefit from the employer's sponsorship * employees benefit from the tax advantages of pre-tax payroll deductions * employers receive a reduction in payroll taxes INDIVIDUAL PRODUCTS - Healthcare Savings Accounts are the latest news in affordable heath care for small business owners, the self-employed and individuals. HSA's offer a way to set aside funds to pay for today and tomorrow's medical expenses at premiums you can afford!